Get the cheapest car insurance

direct car insurance save money

There are many ways to lower your insurance premiums while affording direct car insurance. Most of the information you give to insurers are pretty much unchangeable, your annual mileage, your credit score, your age, your driving record etc. Perhaps, there are some options available to get a better price on car insurance. 1. Shop around [...]

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Claim or no claim

direct car insurance claim form

Have you ever had the “claim or no claim” dilemma after a minor accident. Fearing a raise of their premiums at renewal, many drivers keep their problems for themselves. Unfortunately, there are no formulas to define if you need to pick up the phone and call your insurer and many factors will affect your premium [...]

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Credit score and car insurance

direct car insurance credit score

  This isn’t a myth, low credit score could lead to a higher insurance premium. Around 1995, the first insurance company to use credit score for pricing auto insurance had great success with this new strategy. Today, 95% of the insurers will ask a credit rating corporation for every submission they receive. Why does credit [...]

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